Choose your runway upgrade with a Velocity Frequent Flyer partner credit card*

Earn faster. Travel sooner.

For a limited time, you can choose a runway upgrade when you apply, are approved and meet the individual offer requirements for a  Velocity Frequent Flyer partner credit card by 30 September 2025.*

Whether you are seeking a short-haul thrill or long-haul gain, there's no wrong choice - just your kind of reward!

*T&Cs and eligibility apply. 

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Choose your Frequent Flyer partner credit card

 Explore the two ways you can earn Velocity Points: 

Velocity credit card illustration

Earn Velocity Points automatically with participating offers from American Express, Virgin Money and Westpac.

Velocity credit card illustration

Opt for bank reward points to be automatically transferred to Velocity with participating offers from ANZ and NAB.  

  • Choose your upgrade
    Image of Westpac Altitude Black Credit Card with Velocity Points

    Westpac Altitude Velocity Black Credit Card

    Up to 120,000 bonus Velocity Points1

    • Earn 1.2 Velocity Points2 per $1 on international spend, 0.8 Velocity Points on everyday spend and 0.5 Velocity Points on all other+ purchases. Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligible purchases2.

      Earn 1.2 Velocity Points2 per $1 on international spend, 0.8 Velocity Points on everyday spend and 0.5 Velocity Points on all other+ purchases. Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligible purchases2.

    • Two complimentary single-entry Virgin Australia domestic lounge passes each year4

      Two complimentary single-entry Virgin Australia domestic lounge passes each year4

    • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)7

      Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)7

    All this and more for an annual card fee of $295, plus an annual Altitude Velocity Rewards fee of $753

    Explore offer

    Apply and be approved before offer is withdrawn.

  • Choose your upgrade
    Image of the Virgin Money Highflyer Credit Card

    Virgin Australia Velocity High Flyer Card

    Up to 100,000 bonus Velocity bonus Points1

    • Receive 40K Points each month you spend $3.5k+ on eligible purchases in the first 2 months from card approval1 and another 20K Points when you keep your card open for over 12 months. 

      Receive 40K Points each month you spend $3.5k+ on eligible purchases in the first 2 months from card approval1 and another 20K Points when you keep your card open for over 12 months. 

    • Earn up to 1 Velocity Point per $1 spent on Eligible Transactions3. Limits apply

      Earn up to 1 Velocity Point per $1 spent on Eligible Transactions3. Limits apply

    • Request an annual $129 Virgin Australia Gift Voucher4

      Request an annual $129 Virgin Australia Gift Voucher4

    • 2 complimentary Virgin Australia domestic Lounge passes5, each year

      2 complimentary Virgin Australia domestic Lounge passes5, each year

    • Earn up to 100 Bonus Status Credits8

      Earn up to 100 Bonus Status Credits8

    $329 annual card fee. Annual fees are subject to change. 

    Explore offer

    Offer commenced 1 July 2025. Spend criteria, fees, charges and conditions apply.

  • Choose your upgrade
    image of American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    Receive 100,000 bonus Points1

    • Earn up to 2.25 Points per $1 spent2

      Earn up to 2.25 Points per $1 spent2

    • A complimentary Virgin Australia return domestic flight each year3

      A complimentary Virgin Australia return domestic flight each year3

    • Virgin Australia Lounge Access each time you fly with Virgin Australia4

      Virgin Australia Lounge Access each time you fly with Virgin Australia4

    All these benefits and more for an annual fee of $440.

    Explore offer

    1Min spend $5k in first 3 months. Offer ends 14 October 2025. T&Cs apply. New Amex Card Members only.

  • Choose your upgrade
    ANZ Rewards Platinum Card

    ANZ Rewards Platinum card

    Up to 80,000 bonus Velocity Points1

    • Earn up to 1.5 ANZ Reward Points per $1 spent2

      Earn up to 1.5 ANZ Reward Points per $1 spent2

    • 60,000 bonus Velocity Points and $50 back to your new card if you spend $3,500 on eligible purchases within the first 3 months from approval1

      60,000 bonus Velocity Points and $50 back to your new card if you spend $3,500 on eligible purchases within the first 3 months from approval1

    • Plus, an additional 20,000 bonus Velocity Points if you keep the card for over 15 months from activation.1

      Plus, an additional 20,000 bonus Velocity Points if you keep the card for over 15 months from activation.1

    Explore offer

    1New card. $3.5k min spend in 3 months. Eligibility criteria, T&Cs, and annual fee of $149 apply.

  • Choose your upgrade
    NAB Rewards Platinum Card

    NAB Rewards Platinum Card

    Up to 80,000 bonus Velocity Points1

    • Earn up to 2 NAB Rewards Points for every $1 spent2

      Earn up to 2 NAB Rewards Points for every $1 spent2

    • 80,000 bonus Velocity Points if you turn on Auto Redemption, spend $1,000 on eligible purchases in the first 60 days and keep your card open for over 12 months.1

      80,000 bonus Velocity Points if you turn on Auto Redemption, spend $1,000 on eligible purchases in the first 60 days and keep your card open for over 12 months.1

    • $100 off your first year annual fee1

      $100 off your first year annual fee1

    Explore offer

    1Offer ends 30 September 2025. Eligibility criteria and T&Cs apply.

  • Choose your upgrade
    NAB Rewards Signature Card

    NAB Rewards Signature Card

    Up to 80,000 bonus Velocity Points1

    • Earn up to 3 NAB Rewards Points for every $1 spent2

      Earn up to 3 NAB Rewards Points for every $1 spent2

    • 80,000 bonus Velocity Points if you turn on Auto Redemption, spend $5,000 on eligible purchases in the first 90 days and keep your card open for over 12 months1

      80,000 bonus Velocity Points if you turn on Auto Redemption, spend $5,000 on eligible purchases in the first 90 days and keep your card open for over 12 months1

    • Monthly fee of $35 reversed if you spend $5,000 or more3

      Monthly fee of $35 reversed if you spend $5,000 or more3

    Explore offer

    1Offer ends 1 December 2025. Eligibility criteria and T&Cs apply.

  • Choose your upgrade
    Image of Westpac Altitude Platinum Credit Card with Velocity Points card

    Westpac Altitude Velocity Platinum Credit Card

    75,000 bonus Velocity Points1

    • Earn 0.75 Velocity Points2 per $1 on international spend, 0.5 Velocity Points on everyday spend and 0.35 Velocity Points on all other+ purchases. Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligible purchases2.

      Earn 0.75 Velocity Points2 per $1 on international spend, 0.5 Velocity Points on everyday spend and 0.35 Velocity Points on all other+ purchases. Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligible purchases2.

    • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)4.

      Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)4.

    • Complimentary insurances for interstate and international travel, extended warranty and purchase protection for up to 4 months (terms, conditions, exclusions and eligibility criteria apply)3.

      Complimentary insurances for interstate and international travel, extended warranty and purchase protection for up to 4 months (terms, conditions, exclusions and eligibility criteria apply)3.

    $175 annual card fee plus a $75 annual Velocity Rewards Fee5.

    Explore offer

    Apply and be approved before offer is withdrawn.

  • Choose your upgrade
    Image of Virgin Australia Velocity Flyer Card

    Virgin Australia Velocity Flyer Card

    Up to 70,000 bonus Velocity Points2

    • Receive 25K Points each month you spend $1.5k+ on eligible purchases in the first 2 months from card approval2 and another 20K Points when you keep your card open for over 12 months. 

      Receive 25K Points each month you spend $1.5k+ on eligible purchases in the first 2 months from card approval2 and another 20K Points when you keep your card open for over 12 months. 

    • Earn up to 0.66 Velocity Point per $1 spent on Eligible Transactions3. Limits apply.

      Earn up to 0.66 Velocity Point per $1 spent on Eligible Transactions3. Limits apply.

    • Request an annual $129 Virgin Australia Gift Voucher4.

      Request an annual $129 Virgin Australia Gift Voucher4.

    $149 annual card fee. Annual fees are subject to change.

    Explore offer

    Offer commenced 1 July 2025. Spend criteria, fees, charges & conditions apply.

  • Choose your upgrade
    Image of the American Express Velocity Business Card

    American Express Velocity Business Card

    Receive 150,000 bonus Velocity Points*

    • Earn 2 Velocity Points per $1 spent on eligible spend with Virgin Australia1

      Earn 2 Velocity Points per $1 spent on eligible spend with Virgin Australia1

    • Access a line of unsecured funding with flexible spending power2 and up to 51 days to pay for purchases3

      Access a line of unsecured funding with flexible spending power2 and up to 51 days to pay for purchases3

    Explore offer

    *Min spend $5k in first 2 months. Offer ends 7 October 2025. T&Cs apply. New Amex Card Members only. 

  • Choose your upgrade
    NAB Rewards Business Signature Card

    NAB Rewards Business Signature Card

    Up to 150,000 bonus Velocity Points1

    • Earn 100,000 bonus Velocity Points if you opt in to Auto Redemption, spend $4,000 or more on everyday business purchases within 60 days of your account opening1

      Earn 100,000 bonus Velocity Points if you opt in to Auto Redemption, spend $4,000 or more on everyday business purchases within 60 days of your account opening1

    • Plus, get an extra 50,000 bonus Velocity Points if you set up and complete a successful Auto Redemption within 90 days of your account opening. Auto Redemption must be kept on to recieve bonus Points.1

      Plus, get an extra 50,000 bonus Velocity Points if you set up and complete a successful Auto Redemption within 90 days of your account opening. Auto Redemption must be kept on to recieve bonus Points.1

    • You could enjoy 2x Velocity Gold Memberships for three months with Pilot Gold2

      You could enjoy 2x Velocity Gold Memberships for three months with Pilot Gold2

    Explore offer

    1Offer ends 30 September 2025. $175 annual card fee, per card. T&Cs, Auto Redemption, and eligibility criteria apply.

Terms and Conditions

Credit Services Disclaimer 

The credit services material on this webpage has been prepared by the relevant credit licensees as indicated and not Velocity Frequent Flyer Pty Ltd (VFF) or Virgin Australia (VA). VFF and VA do not hold an Australian Credit Licence and are not the licensee in relation to the credit activity being engaged in by the relevant credit licensee/credit representative. Applications for credit are subject to relevant credit licensees credit approval criteria. Terms and conditions and fees and charges apply. Refer to relevant credit licensee’s website for details.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

In relation to credit cards featured on the Velocity Frequent Flyer partner credit card page only. Terms and conditions apply. 

*Velocity Frequent Flyer Runway to Rewards Offer refers to the following bonus Velocity Points offers (“Offer”):

1. 20,000 bonus Velocity Points,  
2. Double Velocity Points for 6 months (up to a maximum of 60,000 bonus Velocity Points), a bonus Velocity Points offer which doubles the Velocity Points earn rate for Velocity Points that satisfy the following eligibility conditions:

  • Velocity Points must be earned using a credit card identified in these Terms and Conditions as a credit card eligible for the Offer (Eligible Credit Card), and this Eligible Credit Card must be linked, and remain linked, to the cardholder’s Velocity Frequent Flyer account.
  • Velocity Points must be credited to the activity statement of your Velocity Frequent Flyer account during the six-month period from 1 October 2025 until 31 March 2026 (inclusive) and you are only eligible for bonus Velocity Points up to a maximum of 60,000 Velocity Points; and
  • Velocity Points earned through an acquisition bonus Points offer or any other bonus Points offer from an Eligible Credit Card issuer are not eligible for the bonus Velocity Points. (each a ”Runway Upgrade”).

The Offer is limited to one Runway Upgrade per Eligible Credit Card application. You must select one of the two available Runway Upgrade options identified in these Terms and Conditions. The Offer is available between 12:01am (AEST) 14 August 2025 and 11:59pm (AEST) 30 September 2025 (inclusive) (“Promotion Period”). To be eligible to receive either of the Runway Upgrade options available under the Offer, you must: 

1. be a Velocity Frequent Flyer member;
2. during the Promotion Period;

  • select one of the two available Runway Upgrade options by visiting here, prior to applying for an Eligible Credit Card;
  • receive an email from Velocity Frequent Flyer to the email address nominated in your Velocity Frequent Flyer account confirming that the Runway Upgrade selection has been activated (‘Confirmation Email’);
  • after receipt of the Confirmation Email, apply and be approved for an Eligible Credit Card; and
  • for an Eligible Credit Card issued by either the Australia and New Zealand Banking Group Limited (‘ANZ’) or the National Australia Bank Limited (‘NAB’), successfully opt-in to a points Auto-Transfer to your Velocity Frequent Flyer account (‘Auto-Transfer’).

3. for an Eligible Credit Card issued by either ANZ or NAB keep the Auto-Transfer opt-in continuously active from 1 October 2025 until 31 March 2026; and
4. meet all required conditions relevant to your Eligible Credit Card to receive the acquisition bonus Points offer from the Eligible Card issuer.

The selection of a Runway Upgrade option under the Offer is final and may not be changed once selected. Only one Runway Upgrade option is available per Eligible Credit Card application during the Promotion Period. The Runway Upgrade options available under the Offer are separate from any bonus Points or other eligible offers from the Eligible Credit Card issuers. The Runway Upgrade selection must be made prior to any new Eligible Credit Card application by visiting here. The Offer is only available for new Eligible Credit Card applications which are applied for and approved during the Promotion Period. For Eligible Credit Cards issued by either ANZ or NAB, you must opt-in to an Auto-Transfer to be eligible for either Runway Upgrade option and the Auto-Transfer opt-in must be continuously active from 1 October 2025 until 31 March 2026. Velocity membership Terms and Conditions apply. Each Runway Upgrade option is subject to further terms and conditions as follows: 

20,000 bonus Velocity Points 

For Eligible Credit Cards issued by American Express Company (‘American Express’), ANZ, Westpac Banking Corporation (‘Westpac’) and Virgin Money (Australia) Pty Ltd (‘Virgin Money’) the 20,000 bonus Velocity Points will be allocated to your Velocity Frequent Flyer account within 30 days of you receiving the relevant eligible acquisition bonus Points associated with the individual card provided by the issuer of the Eligible Credit Card. For Eligible Credit Cards issued by NAB the 20,000 bonus Velocity Points will be allocated to your Velocity Frequent Flyer account by 28 February 2026. As long as your Velocity Frequent Flyer account remains active, the 20,000 bonus Velocity Points will be credited to your Velocity Frequent Flyer account in accordance with and subject to the Velocity membership Terms and Conditions.

Double Velocity Points for 6 months (up to a maximum of 60,000 bonus Velocity Points)

For Eligible Credit Cards issued by American Express, Westpac and Virgin Money, the bonus Velocity Points earn rate will be calculated based on the total number of Velocity Points that satisfy the following:

  • a) Velocity Points you have received in your Velocity Frequent Flyer account from the use of your Eligible Credit Card, excluding any bonus Velocity Points earned from an acquisition bonus Points offer from an Eligible Credit Card issuer, and
  • b) Velocity Points you have received in your Velocity Frequent Flyer account with a Velocity Frequent Flyer activity date between 1 October 2025 and 31 March 2026 (inclusive).

The bonus Velocity Points awarded will be equal to the total number of Velocity Points that satisfy both a) and b) above, up to a maximum of 60,000 bonus Velocity Points. For the avoidance of doubt, the relevant date for the calculation of bonus Velocity Points is the date Velocity Points are credited into your Velocity Frequent Flyer account which may vary from the date Velocity Points may appear on the statement for your Eligible Credit Card. The date of receipt of Velocity Points in your Velocity Frequent Flyer account will vary based on the statement cycle of the issuer of your Eligible Credit Card. The bonus Velocity Points will be credited to your Velocity Frequent Flyer account by 30 April 2026.

For Eligible Credit Cards issued by ANZ or NAB cards, the bonus Velocity Points earn rate will be calculated based on the total number of Velocity Points that satisfy the following:

  • a) Velocity Points you have received in your Velocity Frequent Flyer account from the use of your Eligible Credit Card, including the transfer or Auto Transfer of any Eligible Credit Card issuer rewards points for Velocity Points, excluding any bonus Velocity Points earned from an acquisition bonus Points offer from an Eligible Credit Card issuer, and
  • b) Velocity Points you have received in your Velocity Frequent Flyer account with a Velocity Frequent Flyer activity date between 1 October 2025 and 31 March 2026.

The bonus Velocity Points awarded will be equal to the total number of Velocity Points that satisfy both a) and b) above, up to a maximum of 60,000 bonus Velocity Points. For the avoidance of doubt, the relevant date for the calculation of bonus Velocity Points is the date Velocity Points are credited into your Velocity Frequent Flyer account which may vary from the date Velocity Points may appear on the statement for your Eligible Credit Card. The date of receipt of Velocity Points in your Velocity Frequent Flyer account will vary based on the statement cycle of the issuer of your Eligible Credit Card.  The bonus Velocity Points will be credited to your Velocity Frequent Flyer account by 30 April 2026. As long as your Velocity Frequent Flyer account remains active, the bonus Velocity Points will be credited to your Velocity Frequent Flyer account in accordance with and subject to the Velocity membership Terms and Conditions. 

Eligible Credit Card means:

  • American Express Velocity Platinum Card
  • American Express Velocity Business Card, excluding applications via the American Express 'Refer A Friend' card referral program
  • Virgin Australia Velocity High Flyer Card
  • Virgin Australia Velocity Flyer Card
  • Westpac Altitude Velocity Black Credit Card
  • Westpac Altitude Velocity Platinum Credit Card
  • NAB Rewards Platinum Card
  • NAB Rewards Signature Card
  • NAB Rewards Business Signature Card
  • ANZ Rewards Platinum Card

More details can be found on the Velocity Frequent Flyer partner credit card page.

Velocity membership Terms and Conditions apply.