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Westpac Velocity Points earning Cards

You can earn Velocity Points with a Westpac Velocity Points earning Card or by transferring your existing Westpac Altitude points straight into your Velocity account. 

Get an extra 30,000 bonus Points or 200 Status Credits*

Choose your exclusive benefit if you successfully apply for a Velocity Points earning credit card with an annual fee by 31 March 2024. Terms & conditions apply.

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  • Bonus Points
    Image of Westpac Altitude Black Credit Card with Velocity Points

    Westpac Altitude Black Credit Card with Velocity Points

    Up to 120,000 bonus Velocity Points1 + choose 30,000 bonus Points or 200 Status Credits by 31 March 2024*

    • Earn up to 0.75 Velocity Points per $1 spent on eligible purchases5, uncapped2

      Earn up to 0.75 Velocity Points per $1 spent on eligible purchases5, uncapped2

    • Two complimentary single-entry Virgin Australia domestic lounge passes each year6

      Two complimentary single-entry Virgin Australia domestic lounge passes each year6

    • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)9

      Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)9

    All this and more for an annual card fee of $295, plus an annual Altitude Velocity Rewards fee of $754

    Apply and be approved by 30 April 2024

  • Bonus Points
    Image of Westpac Altitude Platinum Credit Card with Velocity Points card

    Westpac Altitude Platinum Credit Card with Velocity Points

    70,000 bonus Velocity Points1+ choose 30,000 bonus Points or 200 Status Credits by 31 March 2024* 

    • Earn up to 0.5 Velocity Points per $1 spent on eligible purchases5, uncapped2.

      Earn up to 0.5 Velocity Points per $1 spent on eligible purchases5, uncapped2.

    • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)7

      Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)7

    • Complimentary insurances for interstate and international travel, extended warranty and purchase protection for up to 4 months (terms, conditions, exclusions and eligibility criteria apply)6

      Complimentary insurances for interstate and international travel, extended warranty and purchase protection for up to 4 months (terms, conditions, exclusions and eligibility criteria apply)6

    $99 reduced first year annual fee ($175 thereafter)4 plus a $75 annual Velocity Rewards Fee8

    Apply and be approved by 27 February 2024

Maximise the Rewards on your card

If you already have a Westpac Velocity Points earning Card, here are some great ways you can maximise your rewards.

  • My Benefits

    Enjoy exclusive benefits on the Mastercard such as Economy X Seat Upgrades, Velocity Lounge Passes (only on Altitude Black Mastercard), and more.

    Explore more benefits
  • Double Dip

    Did you know that if you use your eligible Altitude Card with any of the Velocity partners, you’ll earn Points twice? With the partner and with your Card.

    Learn more
  • More Rewards

    Westpac’s most rewarding card, offering a range of premium services including Priority Service Line, Concierge, exclusive offers and experiences.

    Find out more

Transferring your Westpac Altitude Points to Velocity

You can convert Altitude Points earned on your eligible Westpac credit cards to Velocity Points by transferring from your Westpac account12

For more information, login to Altitude Rewards via the Westpac App or Online Banking.

If your Velocity membership number is not already registered with Westpac, you can do this online in your account, or by calling 1300 887 820


Eligible Cards

If your card is listed, you can transfer your existing Altitude Points to your Velocity account12.

  • Westpac Altitude Platinum
  • Westpac Altitude Platinum Plus
  • Westpac Altitude Black
  • Westpac Altitude Business Gold
  • Westpac Altitude Business Platinum

How to transfer

A minimum 3,000 Altitude Points are required to transfer, with additional increments in multiples of 500 Altitude Points at a time


  • Log in to Altitude Rewards via the Westpac App or Online Banking
  • Click on Redeem Points
  • Click on Airline Points under Altitude Travel
  • Select Velocity and enter the quantity of points to transfer (minimum of 3,000 Altitude Points)
  • Add to Cart and Add Velocity Info to “Transfer now”