On this page
Earn 110,000 bonus Velocity Points when you apply for a new Citi Premier Credit Card, spend $8,000 on eligible purchases within 3 months from approval and enrol in Points Autosweep.* Plus, enjoy complimentary airport lounge access+ and other benefits.
Score 90,000 bonus Velocity Frequent Flyer Points when you spend $5,000 on eligible purchases in the first 3 months from approval and keep your card open for over 12 months.*
Plus, enjoy a range of other exclusive benefits.
Earn 150,000 bonus Velocity Points when you spend $12,000 on eligible purchases in the first 3 months from approval of your Citi Prestige Credit Card and enrol in Points Autosweep, and another 50,000 bonus Velocity Points when you keep your card open for over 12 months.*
Plus, enjoy a range of other exclusive benefits.
Applications for Ready Credit will not be accepted from 14 July 2025. Ready Credit offers a fixed rate of 8.9% p.a. for 5 years on the initial balance transferred^ & 70,000 bonus Velocity Points on a balance transfer of $5,000+ within 3 months from approval.* T&Cs apply.
Terms and Conditions
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
Our/us/we means NAB unless the context otherwise requires it.
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
Points Transfer and Autosweep: To redeem Citi reward Points for Velocity Points you must be a Velocity member and advise us of your Velocity number prior to redemption. Velocity membership and Points earn and redemption is subject to the Velocity Terms and Conditions, as amended from time to time, available at velocityfrequentflyer.com. You can choose to manually redeem a minimum of 2,000 Citi reward Points at a time, or opt in for Points Autosweep. If you opt in for Points Autosweep, your Citi Rewards Balance will be automatically transferred to Velocity on the date nominated by you each month, provided your Rewards Balance is at least 2,000 Points. The rate at which Citi reward Points are redeemed for Velocity Points will be displayed at the time of redemption or you opting in for Points Autosweep. Visit Citi Online to manually redeem Citi reward Points for Velocity Points or set up Points Autosweep. You may opt out of Points Autosweep at any time and still be able to manually redeem your Citi reward Points for Velocity Points. The redemption of Citi reward Points will be administered solely by NAB and are subject to the Terms and Conditions of the Citi Rewards Program. Velocity Points may take up to 14 days to appear in your Velocity account. Once Citi reward Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions
