BOQ

Terms and Conditions

The earning and redemption of Rewards points is subject to the BOQ Q Rewards® Program Terms and Conditions. Minimum of 30,000 Q Rewards® Points per transfer applies.. To redeem Rewards points for Velocity Points, individuals must be a Velocity Member and have advised BOQ of their Velocity Frequent Flyer membership number prior to redemption. Membership of Velocity is the Cardholder's responsibility and is subject to the Velocity Membership Terms and Conditions as amended from time to time, available at velocityfrequentflyer.com. The redemption of Rewards points will be administered solely by BOQ and may take up to 14 days to transfer into the Velocity Membership Account. Once Rewards points have been redeemed for Velocity Points, they are governed by the Velocity Membership Terms & Conditions and cannot be changed, cancelled or reversed.

_{BOQ 60,000 Bonus Velocity Points Offer Terms and Conditions}

_{Credit Services Disclaimer}

_{National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of BOQ credit cards. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian credit licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business.}

_{Applications for credit are subject to National Australia Bank Limited's (NAB) credit approval criteria. Terms and conditions and fees and charges apply. Refer to NAB's website for details. You should consider if the credit card is suitable for you before applying.}

_{The terms and conditions contained in the BOQ Platinum Visa Credit Card offer has been prepared by the relevant credit licensees as indicated above and not Velocity Frequent Flyer Pty Ltd (VFF) or Virgin Australia (VA). VFF and VA do not hold an Australian Credit Licence and are not the licensee in relation to the credit activity being engaged in by the relevant credit license/credit representative.}

_{BOQ Platinum Visa Credit Card}

_{^*60,000 bonus Velocity Points offer}

_{Offer commenced 23 July 2024. To be eligible to earn 60,000 bonus Velocity Points (converted from 180,000 Q Rewards® points), you must be a Velocity Frequent Flyer member and apply for a new BOQ Platinum Visa Credit Card before the offer is withdrawn, be approved and spend a minimum of $4,500 on Eligible Transactions using your new Card within 3 months from approval. Eligible Transactions exclude Cash Advances, Balance Transfers, Special Promotions, interest, fees, refunds, and Chargebacks. 180,000 Q Rewards® points (equivalent to 60,000 Velocity Points) will be credited to your Q Rewards® points balance within 2 months of meeting the spend criteria. You will receive an email from BOQ after you have met the spend criteria with information on how to redeem your Q Rewards® points for Velocity Points. Your BOQ Platinum Visa Credit Card must remain open and in good standing (for example – your account is not in default, suspended or closed) for the Q Rewards® points to be awarded. Membership of Velocity is your responsibility. The redemption of Q Rewards® points will be administered solely by BOQ and are subject to the Terms and Conditions of the Q Rewards® Program. Velocity membership and Velocity Points earn and redemption are subject to the Velocity membership Terms and Conditions, as amended from time to time, available at velocityfrequentflyer.com. The name of the cardholder must match the name of the Velocity membership number. Offer may be withdrawn or changed at any time. This offer is not available when closing or transferring from another BOQ branded credit card account or in conjunction with any other BOQ branded credit card offer.}

_{¹Complimentary Insurance Cover}

_{AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245 631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth).}

<sub>Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or means. The terms, conditions, limits and exclusions of the group policy are set out in the BOQ Credit Cards Complimentary Insurance Policy Information Booklet available at https://www.boq.com.au/terms which may be amended from time to time. We reserve the right to continue, withdraw or change the offer at any time without notice. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.

²Interest-free purchases</sub>

_{The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.}

_{The Velocity membership Terms and Conditions apply.}